Changes to the pension assets test that came into force on January 1 have resulted in some retirees losing some, or all, of their pension entitlements. The big question now is whether the tighter assets test will encourage people to change the way they plan and behave in the years leading up to retirement to […]
The New Year’s festivities were barely over, signing off on a difficult year for investors, when the fireworks started all over again on global markets. In the first two weeks of 2016 Australian and US shares recorded their worst start to the year ever and the Aussie dollar dipped below US70c. These market events can […]
December is here and as the temperature rises the countdown to the Christmas break begins. But it appears at least one Australian is determined to ‘chill’. When Reserve Bank governor Glenn Stevens was asked recently about the possibility of an interest rate cut he said: “We’ve got Christmas, we should just chill out …come back […]
Investors who focus mainly on pre-tax returns may gain a misleading impression of their real investment performance. And, in turn, they may not give enough attention to trying to keep their tax costs – along with their other investment costs – to a minimum. Investors have a powerful incentive to efficiently manage tax on their […]
Pick an Australian, any Australian, and chances are they dream of buying a home or upgrading the one they already own. There’s the emotional satisfaction of knowing you own the roof over your head, the freedom to rip up carpets and keep a pet, and the stability it offers as you raise a family. But […]
We Aussies have a reputation for being laidback, so it comes as a surprise that we don’t tend to sleep in. When Jawbone crunched the data from the activity trackers it has sold around the globe it discovered the world’s earliest rising international city wasn’t frenetic Tokyo or bustling New York, but sunny Brisbane. It […]
Innovations made possible through crowd funding may be the type of investments established lenders run a mile from, but many would have paused to look over their shoulders this year when Facebook paid US$2 billion for a gaming accessory originally bankrolled by a group of online philanthropists. Start-ups tap the crowd for funds. From humble […]
Spring 2015 Spring is here and not a moment too soon! As the weather warms up it’s the signal to pack away your winter woollies, get back into the garden or start a new fitness program and start planning your summer holidays. Things are heating up on the global economic front too. In the United […]
What do Bill Gates, Warren Buffet, Sting and Nigella Lawson have in common apart from wealth? This mismatched bunch is part of a vanguard of rich parents who have vowed not to leave multi-million dollar legacies to their children. While some wealthy parents may believe their progeny are not equipped to handle wealth wisely, others […]
Highlights; The Greece debt crisis has diminished as a concern for investors China’s Shanghai Composite Index remains volatile US economic data continues a positive trend Further positive growth signs in the Eurozone China’s PBoC remains on a continued stimulus strategy in order to meet growth targets RBA maintains the cash rate at 2.0% at its […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva, Paul Cetrangolo and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >