292 Payneham Road, Payneham SA 5070

(08) 8362 0060

(08) 8362 0061

info@owlfinancial.com.au

What’s really holding you back from your goals?

What’s really holding you back from your goals?

Everyone has goals they want to reach, whether they relate to work, family, lifestyle, or sport. But it seems like only a few people achieve what they set out to do. For the rest of us, success is always just out of reach. It’s got to the point where we joke with our friends and co-workers about how we’d be able to conquer the world if only we had a few more hours in the day. Or more energy. Or less responsibility at home. The list goes on…

Behind the jokes, though, feeling stuck in terms of progress can be frustrating and demoralising. On the flip side, finding a way around something you thought was impossible can feel spectacular. Here are some of the most common obstacles to success, and how you can tackle them.

1. Focusing on too many things at once

Multitasking sounds great in theory, but in practice spreading yourself thin over too many projects means you can’t give your all to, well, anything. Try this visualisation exercise for refocusing your goals: write down five of the pursuits you’re giving most of your energy to on five separate pieces of paper side by side. Then, try putting them in priority order of what’s most important to you. Think about the hours you spend on each thing and what you could do if you shifted your schedule so you spent the bulk of your time on priority no. 1. That doesn’t mean you can’t do everything you want – it just means you need to take it one step at a time.

2. Not mapping out your options

Have you ever heard someone say “I’d love to do (X, Y and Z), but it’s just impossible”? The truth is that ambition without planning is just daydreaming, but even the wildest of goals can be reached over time with a good strategy in place. If you feel like something you want is just out of the question, ask yourself: what’s the biggest obstacle in your way? And what can you do to remove that obstacle? For example, if you’d love to expand your business but you need financial backing or expert guidance, you could try looking in to innovative funding options, or networking your way towards a great mentor.

3. Relying on others for accountability

Some sources will tell you to make your goals public so that other people can hold you accountable. That sounds like a great idea, especially if you feel like you’ve already got problems with self-motivation. But what really happens is that you tell people what you’re aiming for and – like the good supportive friends and family they are – they encourage and cheer you on. In your brain, this registers as a reward, so you feel fulfilled even before you get started. Instead, try creating a system of self-accountability with effective incentives to keep you on track. Hint: it’ll probably work better if it involves positive reinforcement, rather than punishing yourself for perceived failures.

4. Not being consistent

Whether you’re writing the next great Aussie novel or developing a revolutionary new product, if you wait until you’ve got a jolt of inspiration and eight spare hours up your sleeve, you won’t get far. Instead, aim to do at least a little bit of work on your goal every day. Start by setting aside fifteen minutes a day (yes, every day) to work on your plan or project. Say for example you were trying to write something; even if you just write a paragraph and then decide later that you hate it, at least you’ll have explored an option and clarified your thought process.

So what are you waiting for? Take the first step today and turn your goals into reality.

Owl Financial Management ( OwlFM ) is an Adelaide Based Financial Planning Business. Contact on us 08 83620060


Financial Advisor Adelaide

We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.

Financial Planner Adelaide

The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.

Financial Planning Adelaide

A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.


Barry Phillis, Chris Scriva, Paul Cetrangolo and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.

GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.

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