Level 3, 18 Dequetteville Terrace, Kent Town SA 5067

(08) 8362 0060

(08) 8362 0061


Business Owners

Business OwnerWhether you’re a sole trader, in partnership, or part of a multi-directorship, you will share common goals: to generate maximum income and profit, while reducing overheads and stress which can come from running your own business.

These goals can be achieved with a clear financial plan that outlines the future of the business and your role within it.

However, have you considered what provisions you would need in place to cope with critical medical conditions, permanent/total disability or death of yourself or other significant personnel within your business? Would the business survive? How would you manage ongoing expenses, both in your business and at home?

If you’re in a partnership or multi-directorship, is there a Buy/Sell agreement in place which protects all parties should something happen to one or all of the key personnel? Have you outlined fair and equitable terms which cover valuation methods and sale terms should key members choose to leave the business?

These are just a few of critical questions you need to answer.

Owl Financial Management understands the complex issues involved in running a business and can help you plan your goals, objectives and contingencies. We review these on an ongoing basis to ensure your plan grows and changes with your business so you always have the best strategies in place.

You may require a complete financial plan for both the business and yourself which encompasses:

  • Buy / Sell agreements
  • Strategic tax planning
  • Personal insurance plan
  • Investment advice
  • Superannuation
  • Estate Planning

For Your Workplace

Owl Financial Management also offer FREE workplace financial planning services for you to provide to your staff. This gives them the financial education and information they need to stay up-to-date on the financial matters that affect important to them.

We’ve been told by many employees this is ‘real value add’ provided by their employer which offers an opportunity to learn and ask questions about many financial issues that may concern them, such as:

  • Superannuation
  • Tax saving strategies
  • Wealth Accumulation
  • Retirement Planning
  • Personal Protection
  • Budgeting and Cashflow Management

Talk to one of our experienced financial advisors today about protecting your business and livelihood, or how you can give your staff an extra bonus with our free financial planning services.

Financial Advisor Adelaide

We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.

Financial Planner Adelaide

The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.

Financial Planning Adelaide

A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.

Barry Phillis and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.

GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.

Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >