Taking out new debt or managing existing debt can be a significant burden on our budgets and this is before we shop for groceries or fill our cars with petrol. Trying to juggle repayments and living expenses can be tricky at best.
Debt management is an individual process for everyone. There are many factors which need to be considered, such as existing debt, disposable income, interest rates, or unexpected events.
Debt that may have seemed manageable before may become difficult to manage with a change of circumstances.
- debt consolidation
- acquiring a new mortgage
- budget advice
- cashflow control
It isn’t about how much you can borrow, but more so how much you can afford to borrow.
We can discuss the best options for your situation, such as changes that can be made to your existing loan/s and options to manage existing debt.*
Whether you’re looking to buy your first home, an investment property, or want to better manage your existing home loan, we can assess your needs in conjunction with your mortgage broker/bank.
Based on your specific needs, a range of suitable lending products will be identified and the most appropriate product will be recommended.*
Talk to us about a debt management solution and take control of your debt today.
Owl Financial Management is an Adelaide based Financial Planning business that provides advice to clients all over South Australia and Australia.
* We cannot advise you on whether any particular lending / credit product is suitable for your needs and I am unable to assist you to complete an application for credit