Level 3, 18 Dequetteville Terrace, Kent Town SA 5067

(08) 8362 0060

(08) 8362 0061


Superannuation and Self-Managed Super Funds (SMSF)


Since the introduction of compulsory superannuation, most of us have a nest-egg our employers contribute to for our future retirement. But how can you maximise your returns on superannuation contributions?

We can help you understand the different strategies available, depending on where you are in your working life.

If you’re approaching (preservation age) or your are older than 55 years of age, or have already passed this milestone, we can advise how you can potentially save tens of thousands of dollars in tax, with limited to no impact on your available cashflow.

Or, if you still have quite a few years before retirement, we can advise a number of strategies to increase and enhance your long term wealth.

We’ll help you through the complex maze of superannuation to create a strategy tailored to your current financial situation. Talk to one of our experienced financial advisors about your superannuation options.

Self-Managed Superannuation Fund (SMSF)

If you prefer to take complete control of your superannuation and retirement savings, you might like to consider a self-managed superannuation fund.

You will have greater flexibility with how you invest your money, rather than leaving the investment decisions to a fund manager, however, there are a number of important factors to consider before you make this decision.


  • Full control of your investments and much wider investment choice
  • Estate planning to help you reduce tax and control payments
  • Protection of your assets against litigation and bankruptcy
  • Reduction in overall cost of running the fund as assets grow


  • Insufficient knowledge of super and legislation
  • Lack of time to adequately administer the fund
  • Establishment and administration costs, depending on the size of the fund
  • Not seeking professional advice to understand your best options

We can help you determine whether an SMSF will help you reach your goals and objectives, and benefit your overall financial situation.

Contact our friendly, knowledgeable team to get all the information you need to make the best choice for your super.

You Owl-Financial-Management-OwlFM-2016-preservation-agescan also find further information about SMSFs from the ATO:

ATO Publication: Thinking About Self Managed Super
ATO Publication: Setting Up a SMSF
ATO Publication: Running a SMSF
ATO Publication: Winding Up a SMSF
ATO Publication: How your SMSF is Regulated

Financial Advisor Adelaide

We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.

Financial Planner Adelaide

The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.

Financial Planning Adelaide

A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.

Barry Phillis and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.

GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.

Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >