Life insurance is one of the most important investments you can make to protect your family’s future wellbeing. And like any investment, it needs careful consideration. Taking out too little or too much insurance can be costly. Failing to disclose all relevant information to an insurer could result in a claim being denied – possibly […]
So you’ve carefully filed all your important documents but how can you protect them from being destroyed if the worst happens to your home or business? Follow these tips to help you disaster proof your important documents and financial records. Secure important documents Keep an electronic copy offsite Back it up in the cloud Use […]
Mindfulness has become the new buzzword of the lifestyle magazines. We’re urged to eat mindfully, exercise mindfully, parent mindfully – even to work mindfully. But what does it really mean and can it really help us lead a happier, healthier life? What do Hollywood stars, corporations, psychologists and the Dalai Lama have in common? All […]
It’s 2016. We’re well and truly in the digital era. Statistically speakingi, you probably not only have a desktop computer, but a laptop and a smart phone too. You, along with most Aussies, are more connected than ever before. Whether that’s a good thing is up for debate. For business, socialising and entertainment, the answer […]
As a wise man once said, “I don’t know what they want from me. It’s like the more money we come across, the more problems we see.”i If this rings true for you, chances are your most important relationships are marred by conflicts about money. It’s not something you want to deal with at any […]
In the unlikely event that you break a leg or, heaven forbid, die prematurely you and your family have got it covered, right? You’ve got life insurance care of your super fund, not to mention that pricey health insurance policy. And if worst comes to worst, there’s always a government pension to fall back on, […]
produced with the permission of the Mortgage and Finance Association of Australia (MFAA) Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when […]
When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]
An Australian summer evokes images of sun, sand and sea. But there’s a serious side too – with extreme weather events and other dangers more prevalent in the hotter months. Here are some tips to help you make this summer a safe one. Bushfires For many parts of Australia, summer brings with it a high […]
Pick an Australian, any Australian, and chances are they dream of buying a home or upgrading the one they already own. There’s the emotional satisfaction of knowing you own the roof over your head, the freedom to rip up carpets and keep a pet, and the stability it offers as you raise a family. But […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
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