Preparing for an unknown future: Many people go through life believing serious illness or injury cannot happen to them. But in reality, the chances of a trauma event are quite high. For instance, one in three Australian men and one in four Australian women will be diagnosed with cancer before they reach 75. The Lifewise/NATSEM […]
Whoever said, ‘the more things change the more they stay the same’, was dead wrong when it comes to life insurance. While protection against adversity is always wise, your actual needs change as you move through different ages and stages of life. From when you take your first job and go out into the world, […]
The aged care system can seem daunting. But by understanding what’s available, you can make sure you or your loved ones get the care they need. Perhaps you have ageing parents who need some help around the house or are thinking of going into care. Or maybe you’re planning ahead for yourself. After all, even […]
We all like to put things on credit from time to time. But you may be shocked to find out how much your credit card debt really costs. There’s no question that credit cards are a convenient way to pay for things you need – or want– but that you haven’t quite managed to […]
Baby boomers have always been catalysts for social change and now they are doing it again. Divorce after 50 – or grey divorce as it’s become known – is on the rise. At a time when the kids have left home and retirement is on the horizon, more couples are deciding to go their separate […]
Australians now owe more on their mortgages than ever before, with the average home loan leaping to $433,000 in June 2014 – a rise of 10% in a year. But with just a few easy steps you can take years off your loan and thousands off the interest you pay. Australians now owe more on […]
The tax deductibility of income protection insurance premiums makes now the perfect time to consider cover for your most important asset – your ability to earn. With the end of the financial year approaching, if you hold income protection outside your superannuation fund you can pay premiums 12 months in advance and offset the expense […]
Families As previously announced, the government’s new .5 billion childcare reforms are not due to come into force until 2017-18, when the budget deficit is forecast to be substantially reduced. The move is designed to get more families to increase their working hours and is targeted at families earning less than 0,000. The bulk of […]
Federal Budget 2015 After criticism that his first Federal Budget was too tough and unfair, Treasurer Joe Hockey has used his second budget to restore the confidence of ordinary Australians and shift the focus to jobs, growth and opportunity. Gone is the talk of a budget emergency. Instead, the Coalition government has unveiled nearly $10 […]
Want a happy, active and meaningful retirement? It might be time to think about volunteering. At last count, over a third of Australians were volunteers. The majority donated their time to sport and physical recreation, while 37% of those aged 65 years and over chose community and welfare organisations1. The evidence shows that volunteering is not […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva, Paul Cetrangolo and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
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