Investors and retirees The good news for retirees is that the government will continue to index the age pension to wages, not inflation. It has also repeated its pledge not to make any changes to superannuation in this term of government and has maintained its hands-off approach to negative gearing, dividend imputation and capital gains […]
Want a happy, active and meaningful retirement? It might be time to think about volunteering. At last count, over a third of Australians were volunteers. The majority donated their time to sport and physical recreation, while 37% of those aged 65 years and over chose community and welfare organisations1. The evidence shows that volunteering is not […]
MARCH MARKET PERFORMANCE The Pulse US Federal Reserve reinforces a cautious approach to raising interest rates – entirely data dependent Eurozone growth showing some early positive signs of impact from ECB QE implementation Impact from lower oil prices yet to positively impact the global economy US corporate earnings being impacted by stronger USD China – […]
Australians love to invest in property. According to Tax Office statistics1 , around 1.9 million of us declare rental income on our tax returns and there are some good reasons why. For starters, property investment can provide you with capital growth if the value of the property increases, plus an income stream through rent. What’s more, […]
When weighing up your options for aged care, you need to find the right balance between your needs and financial goals. What are my options? In Australia, we’re lucky to have a wide range of aged care homes that cater to all care requirements. Many retirees choose to move to a care facility to receive […]
Caring for two generations at once can create new financial pressure on your household — so here’s how to lighten your load. The financial juggling act Running a household is tough enough on its own. You’ve got bills and school fees to pay, and groceries to buy — not to mention repayments on the home […]
This article could not have come at a more pressing time for us here at Owl Financial Management as we have had the unfortunate task of assisting clients with a number of insurance claims to start off 2015. Now, most of us don’t like thinking about the reasons we need insurance — like having an accident, getting […]
Retirement may still be 20 years off — but that’s why you need to make the most of your savings while you’re still working.
Your children have left home, leaving you with time on your hands to do the things you’ve always dreamt of doing. But first of all, here are three things you need to take care of.