The tax deductibility of income protection insurance premiums makes now the perfect time to consider cover for your most important asset – your ability to earn. With the end of the financial year approaching, if you hold income protection outside your superannuation fund you can pay premiums 12 months in advance and offset the expense […]
Winter is here, the perfect time to rug up and plan a mid-year break to the snow or to warmer climates. But before you head off, June is also the month to take advantage of any last minute opportunities to reduce your tax bill before the end of the financial year. Small business owners have […]
Australian investors can enjoy big tax savings with a unique system that prevents double taxation on dividends from shares – so make sure you’re not missing out on yours. If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re […]
Investors and retirees The good news for retirees is that the government will continue to index the age pension to wages, not inflation. It has also repeated its pledge not to make any changes to superannuation in this term of government and has maintained its hands-off approach to negative gearing, dividend imputation and capital gains […]
Want a happy, active and meaningful retirement? It might be time to think about volunteering. At last count, over a third of Australians were volunteers. The majority donated their time to sport and physical recreation, while 37% of those aged 65 years and over chose community and welfare organisations1. The evidence shows that volunteering is not […]
MARCH MARKET PERFORMANCE The Pulse US Federal Reserve reinforces a cautious approach to raising interest rates – entirely data dependent Eurozone growth showing some early positive signs of impact from ECB QE implementation Impact from lower oil prices yet to positively impact the global economy US corporate earnings being impacted by stronger USD China – […]
Australians love to invest in property. According to Tax Office statistics1 , around 1.9 million of us declare rental income on our tax returns and there are some good reasons why. For starters, property investment can provide you with capital growth if the value of the property increases, plus an income stream through rent. What’s more, […]
When weighing up your options for aged care, you need to find the right balance between your needs and financial goals. What are my options? In Australia, we’re lucky to have a wide range of aged care homes that cater to all care requirements. Many retirees choose to move to a care facility to receive […]
Caring for two generations at once can create new financial pressure on your household — so here’s how to lighten your load. The financial juggling act Running a household is tough enough on its own. You’ve got bills and school fees to pay, and groceries to buy — not to mention repayments on the home […]
This article could not have come at a more pressing time for us here at Owl Financial Management as we have had the unfortunate task of assisting clients with a number of insurance claims to start off 2015. Now, most of us don’t like thinking about the reasons we need insurance — like having an accident, getting […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
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