The Australian housing market appears to have reached a turning point, with prices falling 2.2 per cent since peaking in September 2017. This is welcome news for first home buyers; not so much for sellers and investors. As always with residential property, it’s a tale of many markets with big differences between states, cities and […]
Interest rates have been low for so long it’s tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5 per cent is the new ‘neutral’, people take notice. Even the Prime Minister warned Australian householders to prepare for higher interest rates ahead.i The official […]
With interest rates on the rise, now is the time to look at ways to fast track your mortgage. After all, the sooner you pay off your mortgage, the less you will pay in interest. That’s probably why nine out of ten Australian mortgage holders told a recent finder.com.au survey that they try to pay […]
If 2016 taught us anything, it was to expect the unexpected. Britain’s vote to exit the European Union and Donald Trump’s election as the next US President surprised the pundits and markets alike. Markets generally hate surprises, yet in the closing weeks of the year so-called ‘Trump trades’ pushed shares, bond yields and the US […]
If you’re about to buy a house or you’re looking to refinance you may be asking yourself, should I fix my home loan or not? Especially with interest rates at an all time low. Here are some things to consider to help you decide. What you will gain by fixing your home loan Fixed rate […]
Borrowing to buy a property and repaying only the interest for a set period can be a great choice for some, because interest-only loans can offer the right candidate financial flexibility while they invest. There are, however, some very important risks to take into consideration. With interest rates at historical lows, interest-only loans may sound […]
Hands up if a jump in your monthly home loan repayments would cause financial pain? If your hand is flapping in the breeze, it could be time to act. With mortgage interest rates on the rise the sooner you stress test your finances the better. After a period of historically low interest rates, the big […]
An interest rate cut and lower prices for petrol and consumer goods are a welcome sign that inflation is well and truly under control. Yet this run of good news for Australian consumers is part of a global trend that is raising concerns that the price pendulum has swung too far. Australian inflation fell to […]
Financial Advisor Adelaide
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