Debt we like Good debt helps you buy an asset that is likely to rise in value or generate an income for you in the future. Good debt can include: A home loan, as the value of your property is likely to rise over time. Borrowing money to start a business, since it enables you to […]
Australia’s historically low interest rates are great news for borrowers but a headache for savers. Whether you are a young single saving for a home deposit, a family saving for future education costs or a retiree seeking income, the hunt is on to find the best return on your savings. In a recent survey by […]
Most investors are familiar with Warren Buffett’s advice to be fearful when others are greedy and greedy when others are fearful. But when share prices fall around the globe as they have in recent weeks, it’s difficult to keep your wits about you when everyone else is at their wit’s end. At a time when […]
Spring 2015 Spring is here and not a moment too soon! As the weather warms up it’s the signal to pack away your winter woollies, get back into the garden or start a new fitness program and start planning your summer holidays. Things are heating up on the global economic front too. In the United […]
The first place Australians turn to in the search for a safe haven for their savings is generally the bank. But safety can bring its own risks. When interest rates are low, the biggest risk to your future prosperity is inflation. Inflation slowly nibbles away at the value of your money, so that $100 deposited […]
Australians’ long-lasting love affair with property is a major factor in our increased wealth but there are growing concerns that heavy dependence on a single investment strategy may not be healthy. Like every asset class, property moves in cycles and the cracks could be starting to appear in a market that has made Australians the […]
If you’ve come into a large sum of money, you want to make sure you make the most of it. So is it better to pay off your mortgage or invest it for retirement? Paying off the mortgage According to the Australian Bureau of Statistics, around one in three Australians owe money on their home […]
In the space of a generation China ( Chinese Dragon ) has gone from economic backwater to global heavyweight. But as its stellar growth begins to slow, the Chinese government has been trying to finesse the transition from a construction-based economy to one based on domestic demand. Part of that strategy involved talking up Chinese-listed […]
Market Update Highlights: Greece debt crisis unsettles global equity markets China Shanghai Composite Index down 25% during June – but up 150% in 12 months US continues to be the engine of global growth Quantitative easing reflected in improving Eurozone economic data through June China PBoC provides further stimulus and measures to maintain growth and […]
Australians now owe more on their mortgages than ever before, with the average home loan leaping to $433,000 in June 2014 – a rise of 10% in a year. But with just a few easy steps you can take years off your loan and thousands off the interest you pay. Australians now owe more on […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva, Paul Cetrangolo and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
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