In 1919, a US lieutenant colonel helped lead an 81-strong convoy of vehicles across the US as part of a campaign by the military to highlight the need for better highways across the US. Sixty-two days after leaving Washington D.C., the procession reached San Francisco, having navigated dirt roads, improvised bridges and often no roads […]
Brazil’s government debt is now rated junk, only seven years after it gained investment-grade status. The country’s currency is plunging yet recent trade surpluses have become trade deficits twice the size due to the crash in commodity prices. As capital flees, the economy is facing its biggest recession in at least a generation. To the […]
Dividends have cushioned an eight-year rollercoaster ride for share investors. Content Dividends have cushioned an eight-year rollercoaster ride for share investors. This is illustrated by looking at the ups and downs of the S&P/ASX200 Index (prices only) and the S&P/ASX200 Accumulation Index (share price plus dividends) over this period. A little over eight years ago […]
Low oil prices have weighed heavily on global markets in 2016, with investors and pundits alike unsettled by the speed and size of the fall. But where there are losers there are also winners, depending on whether you are a producer or a consumer of what was once hailed as black gold. From a high […]
Almost one third of all Australians may be relying on the inheritance to pay off the mortgage and ensure their financial security in retirement, according to recent research by MLC, the Australia Today report. Lifestyle trumps mortgage as a goal for the future The issue seems to be our ability to pay off the mortgage […]
We’re all familiar with the stories of legendary investors. They’re the men and women who make their fortunes by decisions that are often complex, sometimes contrarian, but always able to be explained in hindsight. They make and preserve their wealth in good times and in bad. And it’s not simply because they had a lot […]
When car-sharing pioneer Uber was born five years ago in San Francisco, few would have predicted the speed and size of the impact it would have on the taxi business. Or that in five short years it would become a business valued at US billion, with operations in almost 60 countries. Fewer still contemplated the […]
When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]
Investors who focus mainly on pre-tax returns may gain a misleading impression of their real investment performance. And, in turn, they may not give enough attention to trying to keep their tax costs – along with their other investment costs – to a minimum. Investors have a powerful incentive to efficiently manage tax on their […]
Reproduced with permission of Fidelity Australia by Michael Collins, Investment Commentator at Fidelity Are we headed for a global recession? Remember the hype about the “super cycle” that justified record commodity prices? The term to describe “higher-for-longer” commodity prices was based largely on ever-climbing demand from the Chinese as the country industrialised. Amid the excitement, […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
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