In the space of a generation China ( Chinese Dragon ) has gone from economic backwater to global heavyweight. But as its stellar growth begins to slow, the Chinese government has been trying to finesse the transition from a construction-based economy to one based on domestic demand. Part of that strategy involved talking up Chinese-listed […]
Market Update Highlights: Greece debt crisis unsettles global equity markets China Shanghai Composite Index down 25% during June – but up 150% in 12 months US continues to be the engine of global growth Quantitative easing reflected in improving Eurozone economic data through June China PBoC provides further stimulus and measures to maintain growth and […]
Australians now owe more on their mortgages than ever before, with the average home loan leaping to $433,000 in June 2014 – a rise of 10% in a year. But with just a few easy steps you can take years off your loan and thousands off the interest you pay. Australians now owe more on […]
With interest rates at record lows, investors have been searching high and low for a decent yield. And they’ve been finding them, but not where you might expect. Conventional wisdom says to buy bonds and term deposits for income and shares for growth, but low interest rates have turned that advice on its head. Instead, […]
When the Reserve Bank Governor says the Sydney property market is crazy, you have to take talk of a housing bubble seriously. And you don’t have to live in Sydney to be concerned. Governor Glenn Stevens’ remarks helped fuel a growing national debate about house prices and affordability especially for first homebuyers. While other property […]
Highlights : Global growth continues a slow recovery US Federal Reserve remains data dependent on the road to interest rate normalisation Eurozone economic recovery continues on the back of the ECB’s quantitative easing China PBoC maintains a stimulus program to stabilise growth Australian Federal Budget forecasts budget deficits until 2020 RBA maintains the cash rate […]
Australian investors can enjoy big tax savings with a unique system that prevents double taxation on dividends from shares – so make sure you’re not missing out on yours. If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re […]
MARCH MARKET PERFORMANCE The Pulse US Federal Reserve reinforces a cautious approach to raising interest rates – entirely data dependent Eurozone growth showing some early positive signs of impact from ECB QE implementation Impact from lower oil prices yet to positively impact the global economy US corporate earnings being impacted by stronger USD China – […]
Australians love to invest in property. According to Tax Office statistics1 , around 1.9 million of us declare rental income on our tax returns and there are some good reasons why. For starters, property investment can provide you with capital growth if the value of the property increases, plus an income stream through rent. What’s more, […]
Summer is over and the days should begin to cool down now that autumn is here, but things are just beginning to heat up on investment markets. While the Reserve Bank’s decision to cut the cash rate to 2.25 per cent in February is a blow to anyone dependent on income from their investments, it […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >