Almost one third of all Australians may be relying on the inheritance to pay off the mortgage and ensure their financial security in retirement, according to recent research by MLC, the Australia Today report. Lifestyle trumps mortgage as a goal for the future The issue seems to be our ability to pay off the mortgage […]
Around half of us make New Year’s resolutions – but only around 12% manage to succeed. With getting out of debt and sorting out our finances high on the wish list each year, here are three tips to help you keep your resolution and make 2016 a financial success. Around half of us make New […]
An enduring myth is that super fund members who do not nominate a super fund to receive their compulsory employer contributions are probably disinterested in their retirement savings. In reality, research over the years suggests that many members have concluded that their employers’ default fund is appropriate for their circumstances. In other words, they have […]
Investors who focus mainly on pre-tax returns may gain a misleading impression of their real investment performance. And, in turn, they may not give enough attention to trying to keep their tax costs – along with their other investment costs – to a minimum. Investors have a powerful incentive to efficiently manage tax on their […]
Are you thinking about early retirement? Can’t wait to get your hands on your superannuation nest egg? Then brace yourself, because the bar you need to jump before you get your hands on your retirement savings has just been raised a notch. Generally speaking, you can’t access your super until you reach a certain age, […]
Annuities have been enjoying an upsurge in popularity since the global financial crisis, but they are about to become even more attractive to new retirees thanks to changes in the deeming rules. That’s because annuities are exempt from the new deeming rules which will impact any account- based superannuation pensions that are started after January […]
It’s been a volatile time on global investment markets, as shares and other assets are knocked about. At times like these it’s little wonder that more cautious investors decide it’s too risky to line up at the start line. No sensible person would take risks with their hard-earned cash for the sake of it, but […]
Pick an Australian, any Australian, and chances are they dream of buying a home or upgrading the one they already own. There’s the emotional satisfaction of knowing you own the roof over your head, the freedom to rip up carpets and keep a pet, and the stability it offers as you raise a family. But […]
Most of us dream of leaving the workplace early. Here’s how you could make that dream a reality. 1. Build your super up Your super balance is your ticket to an early retirement. The sooner you put money into it, the more time it has to grow – thanks to the multiplying power of compound […]
Australians will have to save a bit harder to build their retirement nest egg, thanks to recent and possible future changes to superannuation. The debate about reducing some of superannuation’s generous tax concessions is ongoing, but recent changes make it more important than ever to take control of your retirement savings. As part of the […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >