We’re all familiar with the stories of legendary investors. They’re the men and women who make their fortunes by decisions that are often complex, sometimes contrarian, but always able to be explained in hindsight. They make and preserve their wealth in good times and in bad. And it’s not simply because they had a lot […]
produced with the permission of the Mortgage and Finance Association of Australia (MFAA) Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when […]
We Aussies have a reputation for being laidback, so it comes as a surprise that we don’t tend to sleep in. When Jawbone crunched the data from the activity trackers it has sold around the globe it discovered the world’s earliest rising international city wasn’t frenetic Tokyo or bustling New York, but sunny Brisbane. It […]
Dreaming of waking up to a chorus of birds instead of the roar of traffic? You don’t have to do the full tree or sea change to escape the rat race. According to the Australian Bureau of Statistics, about two thirds of Australians live in a big city. There’s no doubt that big city life […]
Today’s retirees often have a bucket list including everything from overseas travel to learning new skills and spending time with friends and family. It’s safe to say that residential aged care is probably not on the list. Most people avoid talking about aged care, let alone actively plan for it. ‘I suppose I could go […]
We all like to put things on credit from time to time. But you may be shocked to find out how much your credit card debt really costs. There’s no question that credit cards are a convenient way to pay for things you need – or want– but that you haven’t quite managed to […]
Ever thought about taking a break from your routine, a “Financial Health Day” to spend some time tightening up your personal finances? While it might not be the most exciting day you will ever spend — unless the thought of saving a significant amount of money excites you, it will be worth your while. Take […]
Common sense may say that the time to invest is when markets are down, but the reality is that most investors wait until markets are running hot before they get on board. Then, terrified of losing money, when the market starts to fall, they sell. The psychology of an investor plays a significant role in […]
When the Reserve Bank Governor says the Sydney property market is crazy, you have to take talk of a housing bubble seriously. And you don’t have to live in Sydney to be concerned. Governor Glenn Stevens’ remarks helped fuel a growing national debate about house prices and affordability especially for first homebuyers. While other property […]
Want a happy, active and meaningful retirement? It might be time to think about volunteering. At last count, over a third of Australians were volunteers. The majority donated their time to sport and physical recreation, while 37% of those aged 65 years and over chose community and welfare organisations1. The evidence shows that volunteering is not […]
We are an award winning practice that has been providing financial advice to South Australians since 1969. We really enjoy getting to know our clients and building a relationship with them that lasts over many years. We have a diverse range of clients from mum and dad to AFL players to ASX CEOs. All of which have a diverse range of financial advice needs and very different relationships to maintain. Our clients describe a 'breath of fresh air', personable, expert and people with high integrity. Clients have also mentioned that they are not treated as a number and the advice is specific to them. Working with clients for clients.
Financial Planner Adelaide
The one most rewarding thing about being a financial planner in Adelaide is when you have been working collaboratively with a client in developing and building their goals and objectives and the come to fruition. This give both the clients and myself a real sense of achievement and to use the famous quote 'are we there yet?' and together we can say YES! There has never been a better time to look towards what you want to achieve and start a financial plan so you can get there too.
Financial Planning Adelaide
A person's financial story is like a jigsaw puzzle... "lots of pieces needing to be put into their correct places". A financial adviser can assist a client to put the pieces in the right places by having a series of simple conversations about where a they are currently situated, where they want to be and what strategies can assist them. Every client has a different financial story and goals. Each jigsaw puzzle will always be different. A good financial adviser is experienced at putting together a wide range of jigsaw puzzles. Helping a client put their own puzzle together and seeing their satisfaction is a wonderful feeling.
Barry Phillis, Chris Scriva, Paul Cetrangolo and Owl Financial Management Pty Ltd are Authorised Representatives of GWM Adviser Services Limited Australian Financial Services Licensee Registered Office at 105-153 Miller Street North Sydney NSW 2060 and a member of the National Australia group of companies.
GENERAL ADVICE WARNING: The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. View Terms & Conditions >